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Medical billing services in Delaware

Short answer

Medical billing services in Delaware run through three managed care plans behind one gate: a provider must be enrolled with the Delaware Medical Assistance Program before any plan signs a participation agreement, and 84.7 percent of Medicaid members are in one of those plans.

Delaware First Health allows 120 calendar days for a first claim, Insurance Regulation 1310 gives a carrier 30 days to pay, deny or ask once for documentation, Modivcare brokers Medicaid rides, and in-home visits have needed Sandata or an approved alternative since December 30, 2022. A Remitwright dedicated biller works those rules, serving Delaware practices remotely. Rules for other states are on the medical billing services by state page.

Last reviewed by the Remitwright billing team. Editorial policy

  • Facts verified October 30, 2026

Billing in Delaware: what's different

The rules below change how a claim is filed and paid in Delaware. Each line links to the official page it was read from, and the date at the top of this page is when it was last checked.

Key facts for Delaware, each with its source
FactIn DelawareSource
Medicaid programDelaware Medical Assistance Program (Diamond State Health Plan)Delaware Division of Medicaid and Medical Assistance (DMMA), Department of Health and Social Services11
Fee-for-service portalDelaware Medical Assistance Portal for Providers11
How Medicaid is deliveredMost of Delaware Medicaid runs through three plans2
Managed care plans3 plansHighmark Health Options of Delaware, AmeriHealth Caritas Delaware, Delaware First Health4
Medicaid managed care timely filing (Delaware First Health)120 calendar days from the date of service1
NEMTModivcare is the statewide NEMT broker for Delaware Medicaid4

Delaware Medical Assistance Program (Diamond State Health Plan)

Delaware Medical Assistance Program (Diamond State Health Plan) is run by the Delaware Division of Medicaid and Medical Assistance (DMMA), Department of Health and Social Services. Fee-for-service claims and provider enrollment go through Delaware Medical Assistance Portal for Providers11, at medicaid.dhss.delaware.gov. Most of Delaware Medicaid runs through three plans: CMS's 2024 report counts 219,537 of 259,168 Medicaid enrollees, 84.7 percent, in a full-benefit Diamond State Health Plan or DSHP Plus plan and 236,213, 91.1 percent, in some managed care arrangement as of July 1, 20242. The Diamond State Health Plan is an 1115 demonstration that CMS shows approved from January 1, 1996 through December 31, 2028, and DSHP Plus folds long-term services and supports into the same plans.

Medicaid managed care timely filing (Delaware First Health): 120 calendar days from the date of service for a first-time claim to Delaware First Health, for participating and non-participating providers alike1. The clock starts instead on the date a third party documents its resolution when the provider is pursuing that payer first, and on the date the plan receives the state's eligibility notice when a member is enrolled retroactively. Within seven calendar days of receiving a claim the plan may ask for everything it needs to process it, and a claim not filed inside the deadline is treated as a non-clean claim. Each of the other plans sets its own window in its provider manual, and the fee-for-service limit for the Delaware Medical Assistance Program sits in the DMAP General Policy manual on the state provider portal.

Managed care plans4

  • Highmark Health Options of DelawareDiamond State Health Plan and DSHP Plus, 119,253 members in CMS's 2024 count
  • AmeriHealth Caritas DelawareDiamond State Health Plan and DSHP Plus, 70,089 members in 2024
  • Delaware First HealthCentene plan that joined Diamond State Health Plan and DSHP Plus on January 1, 2023, 29,825 members in 2024

Each plan is credentialed separately, has its own portal and its own appeal route. A practice that joins Delaware Medicaid through one plan is not in network with the others until each contract is in place.

Commercial payers and the prompt-pay law

Commercial payers active in Delaware9: Highmark Blue Cross Blue Shield Delaware, AmeriHealth Caritas, Delta Dental, Dominion Dental. Filing windows, corrected-claim processes and appeal levels differ from one to the next, and each payer sets them out in its own provider manual; the timely filing limits table gathers verified payer deadlines with their sources.

Clean-claim payment window under 18 Del. C. § 2304(16) as applied by Insurance Regulation 1310, prompt, fair and equitable settlement of health care claims: 30 days after receipt of a clean claim to pay it, pay part of it with a written explanation, deny it with a written reason or request additional documentation7. A carrier may make only one request for additional clinical information per claim and then has 15 days to decide after the documentation arrives. Three failures within 36 months raise a rebuttable presumption of an unfair claim settlement practice, the Commissioner may impose interest at the maximum rate allowable to lenders under Delaware law, and the regulation reaches insurers, HMOs and third-party administrators for claims submitted on or after November 1, 2005. That window sets the pace of A/R follow-up. Once a clean claim passes it, the claim is escalated to the payer with the statute cited, and interest is requested where the law provides for it.

NEMT and home care in Delaware

Non-emergency medical transportation. Modivcare is the statewide NEMT broker for Delaware Medicaid: CMS lists Modivcare Non-Emergency Medical Transportation as a statewide program with 236,213 enrollees in 20244. The state tables date the brokerage to July 1, 2002 under section 1902(a)(70), name Modivcare as the enrollment broker with members pre-assigned, and show the three health plans without the transportation benefit, so a ride is authorized and billed through Modivcare rather than the member's plan. The NEMT billing in Delaware page covers trip documentation, broker claims and reconciliation.

Electronic visit verification. Required for all in-home personal care services and home health services provided to Medicaid members: since December 30, 2022 a visit must be verified with the state-provided EVV solution, Sandata, or an alternate EVV solution that meets state and federal standards10. Delaware First Health points providers to DMMA's EVV requirements and to the DHSS DMMA EVV mailbox for questions about acceptable solutions, and its billing manual rounds EVV visits to 15-minute or hourly units according to the code billed. See home care billing in Delaware for waiver programs, EVV exceptions and authorizations.

Rules that change how Delaware claims are billed

  • Being enrolled with DMAP comes before any plan contract1

    Delaware First Health's billing manual executes participation agreements only for providers it has validated as enrolled with the Delaware Medical Assistance Program, and asks each provider to keep its name as shown on the W-9, its NPI and its tax identification current with provider relations. Its clean claim is one in a nationally accepted format, compliant with standard coding guidelines, needing no further information, adjustment or alteration from the provider, and a claim not submitted within the filing deadlines is a non-clean claim by definition. Electronic claims go through Availity or another clearinghouse under payer ID 68069, and providers who bill electronically carry the same timely filing requirements as paper billers.

  • Three plans since January 1, 20236

    On July 12, 2022 Delaware First Health announced that the Department of Health and Social Services' Division of Medicaid and Medical Assistance intended to award it a statewide contract for the Diamond State Health Plan and Diamond State Health Plan Plus, with services expected to commence on January 1, 2023 and to integrate physical health, behavioral health and long-term services and supports. CMS's 2024 count then shows Highmark Health Options of Delaware with 119,253 members, AmeriHealth Caritas of Delaware with 70,089 and Delaware First Health with 29,825, so a practice that credentialed with two plans before 2023 has a third contract, portal and appeal route to add.

  • The 1115 demonstration behind DSHP runs through 20285

    CMS's demonstration page shows the Delaware Diamond State Health Plan approved with an effective date of January 1, 1996 and an expiration date of December 31, 2028. The 2024 state tables describe the program as statewide managed care with managed long-term services and supports, mandatory for low-income adults, aged, blind or disabled members, children, full dual eligibles, children with special health care needs and Native American members, with members pre-assigned to a plan, NCQA accreditation and National Core Indicators reporting required, and Mercer as the external quality review organization. Full dual eligibles in a DSHP Plus plan mean Medicare crossover claims land with the plan, not the state.

  • One documentation request, then a decision7

    Insurance Regulation 1310, adopted under 18 Del. C. sections 311, 2304(16) and 2312, requires a carrier to act within 30 days of receiving a clean claim by paying it, paying part with a written explanation, denying it with a written reason or requesting additional documentation, and allows only one request for additional clinical information per claim, followed by 15 days to decide once the documentation arrives. A clean claim is on the CMS-1500 or institutional claim form on paper or in the ASC X12N 837 format electronically, carrier includes HMOs and third-party administrators, three failures in 36 months create a rebuttable presumption of an unfair practice, and the Commissioner may impose interest at the maximum lender rate. The amended rule applies to claims submitted on or after November 1, 2005.

  • Transportation sits outside the plans3

    CMS's 2024 state tables mark non-emergency medical transportation as a benefit of the Modivcare program and of PACE but not of the Diamond State Health Plan, and record the brokerage as statewide since July 1, 2002 under section 1902(a)(70) with Modivcare as the enrollment broker. The 2024 plan table puts 236,213 Medicaid members in the Modivcare program, more than the 219,537 in the three health plans combined, because members outside the plans ride too. A transportation company bills Modivcare against its trip authorization for every Medicaid member, whichever health plan the member belongs to.

  • Two medical carriers and two dental carriers on the 2027 marketplace9

    The Delaware Department of Insurance's September 4, 2026 release on plan year 2027 marketplace rates names Highmark Blue Cross Blue Shield and AmeriHealth Caritas as the medical carriers and Delta Dental and Dominion Dental as the dental carriers, with open enrollment starting November 1, 2026, and the department's rate filings page lists AmeriHealth Caritas and Highmark BCBSD for individual plans on and off the marketplace and Highmark BCBSD for small group plans. So a Delaware practice deals with a short list of commercial carriers, and each one's filing window, corrected-claim process and appeal levels sit in its own provider manual.

Services for Delaware practices

Remitwright serves Delaware practices remotely, inside the practice management or EHR system the practice already uses. A dedicated biller works the account; nothing is pooled. Each service below explains what that biller does.

Next step

What a dedicated biller does on Delaware claims: charges, submission, posting, denials and A/R.

See medical billing services

FAQ

Questions from Delaware practices

What is the Medicaid timely filing limit in Delaware?

For Delaware First Health, 120 calendar days from the date of service for a first-time claim, whether the provider participates or not. The clock moves to the date a third party documents its resolution when that payer is billed first, and to the date the plan receives the state's eligibility notice when a member is enrolled retroactively; a claim filed late is a non-clean claim by the plan's definition, and the plan may ask within seven calendar days for anything it needs. Highmark Health Options and AmeriHealth Caritas Delaware publish their own windows, and the fee-for-service limit sits in the DMAP General Policy manual, which your biller checks before a fee-for-service claim goes out late.

Which Diamond State Health Plan MCOs do we contract with in Delaware?

Three: Highmark Health Options of Delaware with 119,253 members in CMS's 2024 count, AmeriHealth Caritas Delaware with 70,089 and Delaware First Health, the Centene plan that started statewide on January 1, 2023, with 29,825. Each runs both the Diamond State Health Plan and DSHP Plus, the long-term services and supports program, and each signs a participation agreement only after confirming the provider is enrolled with the Delaware Medical Assistance Program. With 84.7 percent of members in a plan, the member's plan on the date of service decides where almost every Medicaid claim goes.

How quickly must insurers in Delaware pay a clean claim?

Within 30 days of receipt, under Insurance Regulation 1310 adopted under 18 Del. C. 2304(16): the carrier pays the clean claim, pays part of it with a written explanation, denies it with a written reason or requests additional documentation. It may make only one request for additional clinical information per claim and then has 15 days to decide after the documentation arrives. Three failures within 36 months create a rebuttable presumption of an unfair claim settlement practice, and the Commissioner may impose interest at the maximum lender rate. The rule's carrier definition covers insurers, HMOs and third-party administrators that adjust, administer or settle claims.

Does Delaware require EVV for home care visits?

Yes. Since December 30, 2022 all in-home personal care services and home health services provided to Medicaid members must be verified with the state-provided EVV solution, Sandata, or an alternate EVV solution that meets state and federal standards, and Delaware First Health points providers to DMMA's EVV requirements and the DHSS DMMA EVV mailbox for questions about acceptable systems. The plan's billing manual rounds EVV visits to 15-minute or hourly units by the code billed, so the visit record, the units and the code have to agree before the claim leaves.

Who arranges Medicaid transportation in Delaware?

Modivcare, which CMS lists as the statewide non-emergency medical transportation broker for Delaware Medicaid, with 236,213 members enrolled in its program in 2024. The state tables date the brokerage to July 1, 2002 under section 1902(a)(70), name Modivcare as the enrollment broker with members pre-assigned, and show the three health plans without the transportation benefit, so a Delaware transportation company bills Modivcare against its trip authorization for every Medicaid rider, whichever plan holds the member for medical care.

Where do Delaware Medicaid fee-for-service claims go?

To the Division of Medicaid and Medical Assistance through the Delaware Medical Assistance Portal for Providers at medicaid.dhss.delaware.gov, where provider enrollment, eligibility checks and claim submission also live; Delaware First Health's manual signs participation agreements only with providers validated as enrolled there. Fee-for-service is the minority in Delaware, since CMS counts 84.7 percent of members in a Diamond State Health Plan plan, so the eligibility response on the date of service tells you whether the claim belongs to the state or to Highmark Health Options, AmeriHealth Caritas Delaware or Delaware First Health.

Next step

Get a billing review for your Delaware practice

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Active clients? (Home care / home health)

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See where claims are getting stuck. No patient data needed.

Step 1 of 3

What do you bill for?

A little about your volume
How many providers? (Medical practice)

Trips per month? (NEMT)

Active clients? (Home care / home health)

Orders per month? (DME)

How many clinicians? (Behavioral health / therapy)

Claims per month, roughly? (Something else)

What's the biggest problem right now?

Where should we send the review?

Add details (optional)

We work inside your system; this tells us which login to ask for.

Please don't include patient information in this form.

  • No patient data requested
  • No obligation
  • Reply in writing

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