State · MD
Medical billing services in Maryland
Short answer
Medical billing services in Maryland deal with one of the broadest managed care programs in the country: CMS counted 94.5 percent of Maryland Medicaid enrollees in full-benefit managed care in 2024, so most claims go to one of nine HealthChoice MCOs while Medicare beneficiaries, people 65 and over and REM participants stay fee-for-service.
Fee-for-service claims have 12 months under COMAR 10.09.36.06, carriers must pay or respond within 30 days under Insurance Article § 15-1005 or owe interest climbing from 1.5 to 2.5 percent a month, and telehealth claims carry modifier GT or UB. A Remitwright dedicated biller works those rules per payer, serving Maryland practices remotely. Rules for other states are on the medical billing services by state page.
Last reviewed by the Remitwright billing team. Editorial policy
Billing in Maryland: what's different
The rules below change how a claim is filed and paid in Maryland. Each line links to the official page it was read from, and the date at the top of this page is when it was last checked.
| Fact | In Maryland | Source |
|---|---|---|
| Medicaid program | Maryland Medical Assistance (Medicaid)Maryland Department of Health (MDH) | 1 |
| Enrollment portal | MPRIME (Maryland Provider Registration and Information Management Enterprise) | 1 |
| Fee-for-service claims | EMedicaid | 14 |
| How Medicaid is delivered | Nearly all managed care | 3 |
| Managed care plans | 9 plansAetna Better Health of Maryland, CareFirst BlueCross BlueShield Community Health Plan Maryland, Jai Medical Systems, Kaiser Permanente, Maryland Physicians Care, MedStar Family Choice, Priority Partners, UnitedHealthcare Community Plan, Wellpoint Maryland | 4 |
| Medicaid timely filing (fee-for-service) | 12 months from the date of service | 5 |
| Prompt-pay law | Maryland Insurance Article § 15-1005 | 6 |
| NEMT | Grant-funded safety net | 9 |
| EVV | State system | 10 |
Maryland Medical Assistance (Medicaid)
Maryland Medical Assistance (Medicaid) is run by the Maryland Department of Health (MDH). Provider enrollment goes through MPRIME (Maryland Provider Registration and Information Management Enterprise)1, at mprime.health.maryland.gov, and fee-for-service claims go through eMedicaid14, at emedicaid.health.maryland.gov. Nearly all managed care: CMS counted 1,665,975 of Maryland's 1,762,462 Medicaid enrollees, 94.5 percent, in full-benefit managed care as of July 1, 2024, through HealthChoice, the statewide managed care program3. Nine MCOs take HealthChoice members statewide. The populations that stay out of HealthChoice, and so bill fee-for-service, are listed in the rules below.
Fee-for-service filing limit: 12 months from the date of service for the claim to be received by the Program5. COMAR 10.09.36.06. A rejected or denied claim may be resubmitted within the later of 12 months from the date of service or 60 days from the date the Program last received it. A Medicare claim is due by the later of 12 months from the date of service or 120 days from the Medicare remittance date, and a claim for a patient found eligible retroactively is accepted within 12 months of the eligibility determination. HealthChoice MCOs set their own filing limits in their provider manuals.
Managed care plans4
- Aetna Better Health of Maryland
- CareFirst BlueCross BlueShield Community Health Plan Maryland
- Jai Medical Systems
- Kaiser Permanente
- Maryland Physicians Care
- MedStar Family Choice
- Priority Partners
- UnitedHealthcare Community Plan
- Wellpoint Maryland
Each plan is credentialed separately, has its own portal and its own appeal route. A practice that joins Maryland Medicaid through one plan is not in network with the others until each contract is in place.
Commercial payers and the prompt-pay law
Commercial payers active in Maryland7: CareFirst BlueChoice, CareFirst BlueCross BlueShield (filing as CFMI and GHMSI), Kaiser Foundation Health Plan of the Mid-Atlantic States, UnitedHealthcare Insurance Company, UnitedHealthcare of the Mid-Atlantic, Optimum Choice (UnitedHealthcare), MAMSI Life and Health Insurance Company (UnitedHealthcare), Wellpoint Maryland. Each has its own filing window, corrected-claim process and appeal levels in its provider manual, and the timely filing limits table lists verified payer deadlines with their sources.
Clean-claim payment window under Maryland Insurance Article § 15-1005: pay the clean claim within 30 days of receipt, or within those 30 days send notice that the claim is denied, disputed, or not clean and what is missing6. Late interest escalates: 1.5 percent a month from day 31 through day 60, 2 percent from day 61 through day 120 and 2.5 percent after day 120. The undisputed part of a partially denied claim is paid within the same 30 days, and the carrier must allow the provider at least 90 working days after a denial to appeal it. For a Maryland practice, the statute does its work in A/R follow-up: a clean claim still unpaid after the window is escalated with the statute cited, and interest is requested where the law provides it.
NEMT and home care in Maryland
Non-emergency medical transportation. Grant-funded safety net: COMAR 10.09.19 governs grants to counties, municipal corporations and nonprofit organizations for safety-net transportation for Medical Assistance recipients, and grantees use the funds to screen requests, arrange transportation, expand and develop transportation resources, and provide transportation where a recipient has no other transportation available9. What a grantee owes each recipient, including attendants, the cheapest suitable mode and physician documentation, is set out in the rules below. The NEMT billing in Maryland page covers trip documentation, broker claims and reconciliation.
Electronic visit verification. State system: MDH's EVV system inside LTSSMaryland, formerly ISAS, has been the billing system for in-home personal assistance since 2013, with staff clocking in and out through the LTSSMaryland EVV mobile app, the telephone line or a one-time password device issued to a participant without a reliable phone10. Required for every provider serving Community First Choice, Community Options, Community Personal Assistance Services and Increased Community Services participants, and for home health and private duty nursing. Claims are generated nightly from closed shifts against the approved plan of service, an exception holds a service back for provider review, and MDH pays only up to the pre-authorized hours. See home care billing in Maryland for waiver programs, EVV exceptions and authorizations.
Rules that change how Maryland claims are billed
Telehealth takes modifier GT or UB with the usual place of service, never POS 02 or 10 on Medicaid-only claims12
The May 2025 Maryland Medicaid Telehealth Program Policy Guide wants modifier GT on a procedure code delivered by audio-visual telehealth and modifier UB for audio-only, with the place of service the practice would use for an in-person visit, based on the rendering practitioner's location (an off-site office is POS 11). Place of service 02 and 10 are not used on Medicaid-only fee-for-service claims; they are allowed only on Medicare crossover claims, where the Medicaid claim mirrors the Medicare one. Audio-only coverage is program-specific, consent is obtained and documented unless an emergency prevents it, and a session interrupted by technical failure, a store-and-forward service or a service that needs in-person evaluation cannot be billed.
Who stays out of HealthChoice, and so bills fee-for-service13
HealthChoice does not enroll people 65 and over, anyone on Medicare, spend-down eligibles, people in limited-benefit programs such as Maryland Family Planning, residents of intermediate care facilities, Model Waiver participants, anyone expected to need more than 90 days of long-term care, people institutionalized in a facility for mental disease for 30 days or more, or Rare and Expensive Case Management participants. For a practice that means two claim streams for the same Medicaid logo: the MCO's portal and rules for most patients, and eMedicaid or an 837 to the state for the excluded groups.
CareFirst and UnitedHealthcare file Maryland rates under several legal entities15
The Maryland Insurance Administration's briefing on 2024 ACA rates, given to the House Health and Government Operations Committee on October 5, 2023, lists each rate filing by legal entity. Its individual market exhibit subtotals CareFirst BlueChoice, CareFirst GHMSI and CareFirst CFMI together as CareFirst, and its small group exhibit lists United Healthcare of the Mid-Atlantic, United Healthcare (Optimum Choice), United Healthcare (MAMSI) and United Healthcare Insurance Co. as one carrier's filings. Several names in the commercial payer list above therefore belong to the same two carriers, which is why the list shows the brand beside each filing name.
EVV for home health and private duty nursing comes with a one-year limit and six manual time records a month11
The LTSSMaryland Provider Billing Support Office policies for home health and private duty nursing, effective November 9, 2023 under COMAR 10.09.36.03-2, require every direct service professional, including temporary staff, to have a staff profile with a valid SSN or ITIN in the Provider Portal before the first visit and to clock in and out through the LTSSMaryland EVV mobile app, falling back to the ISAS telephone line only from a phone number authorized in the participant's profile. MDH approves no more than six manual time records per clinical staff member per month without a verifiable excuse, no claim is paid or adjusted more than a year after the date of service, overpayments must be repaid, and the EVV work week runs Thursday to Wednesday.
eMedicaid is where eligibility, payment information and the remittance advice live14
The Maryland eMedicaid Portal, brought to providers by the Maryland Department of Health, describes itself as secure online services for Maryland Medicaid providers to verify recipient eligibility and obtain payment information and the remittance advice. Its home page also carries the eCLAIM overview and tutorial, the Medicare Part B crossover claim submission user guide, the UB04 Part A user guide, the EVS help page and the HIPAA companion guides, so the eligibility check before the visit, the fee-for-service claim and the posting of the remittance all sit behind one login. Enrollment, re-enrollment and revalidation run through MPRIME, the portal in the table above, so a new clinician has two accounts to clear before the first clean claim is filed and posted.
Grantees pick the cheapest safe ride, and a higher level of transport needs a physician's documentation8
COMAR 10.09.19.04 obliges each transportation grantee to serve Medical Assistance recipients, and their attendants when necessary, who have no other means of transportation, and to do it in the most efficient and cost-effective manner possible, using volunteers and charitable organizations whenever it can. A recipient moves off public transportation only when a physician documents that the medical condition makes it medically contraindicated. For a clinic that books rides for Medicaid patients, that note is what turns a bus pass into a van, and it belongs in the chart before the trip is requested.
Services for Maryland practices
Remitwright serves Maryland practices remotely, inside the practice management or EHR system the practice already uses. A dedicated biller works the account; nothing is pooled. Each service below explains what that biller does.
- Medical billingClaims worked by one named biller
- CredentialingEnrollment, CAQH and PECOS kept current
- Eligibility verificationCoverage and benefits checked before visits
- Prior authorizationAuths requested, tracked, attached to claims
- Denial managementEvery denial read, worked and appealed
- A/R follow-upUnpaid claims chased before filing limits
FAQ
Questions from Maryland practices
What is the Maryland Medicaid timely filing limit?
Which HealthChoice MCOs do we contract with in Maryland?
How quickly must a Maryland insurer pay a clean claim?
Which modifier does Maryland Medicaid want on a telehealth claim?
Do Maryland personal assistance and home health claims need EVV?
Who arranges transportation for our Medicaid patients in Maryland?
Which commercial payers did you list for Maryland, and why those?
Where do Maryland Medicaid fee-for-service claims go, and where do we enroll?
Next step
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