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Home care billing · FL

Home care billing in Florida

Short answer

Home care billing in Florida is plan-by-plan work, because the Statewide Medicaid Managed Care Long-Term Care program pays for personal care, attendant care, homemaker, skilled nursing and hospice through managed care plans that each run their own EVV vendor, care management and claims rules.

Home health and personal care claims have to arrive through the plan's EVV system, HHAeXchange at Humana and Sunshine Health or Tellus at Aetna Better Health, and a service delivered without the care manager's authorization is denied. Remitwright gives you a dedicated biller who keeps each plan's EVV, authorization and filing rules side by side, serving Florida agencies remotely. Rules for other states are on the home care billing by state page.

Last reviewed by the Remitwright billing team. Editorial policy

  • Facts verified October 16, 2026

Key facts for Florida home care billing

Key facts for Florida home care, each with its source
FactIn FloridaSource
Programs that payStatewide Medicaid Managed Care Long-Term Care (LTC) program; Managed Medical Assistance (MMA) home health and private duty nursing; Hospice under the LTC benefit3
How it is deliveredManaged long-term services and supports, statewide1
EVVPlan-managed4
Medicare home health and hospicePalmetto GBA, Jurisdiction M7

Programs that pay for home care in Florida3

  • Statewide Medicaid Managed Care Long-Term Care (LTC) program

    LTC covered services that network providers deliver to plan members, which in Sunshine Health's manual include adult companion, adult day care and adult day health care, adult family care homes, assistive care, assisted living, attendant care, behavioral management, caregiver training, home accessibility adaptation, home delivered meals, hospice, intermittent and skilled nursing, homemaker, medical equipment and supplies, medication management and administration, nutritional assessment, nursing facility, occupational, physical, respiratory and speech therapy, personal care, personal emergency response systems, respite care and transportation to LTC covered services.

    The manual points providers to the Statewide Medicaid Managed Care Long-Term Care Program Coverage Policy for an explanation of each service and warns that failure to obtain authorization may result in payment denials. CMS's 2024 state tables, cited below, record the MMA plus LTSS program as statewide since June 1, 2014 under 1115(a) and 1915(b)/1915(c) authority, with the 1915(b)/1915(c) authority expiring March 31, 2027.

  • Managed Medical Assistance (MMA) home health and private duty nursing

    Home health visits, home infusion, wound vacs and private duty nursing authorized by the member's MMA plan; Sunshine Health routes authorization requests for home health and DME services for LTC members, home infusion services, wound vacs and PDN separately from its Coastal Care discharge process.

    Sunshine Health's LTC provider accountability section requires EVV on all authorized in-home services covered by the 21st Century Cures Act, so a home health visit for an LTC member is both an authorization item and an EVV item.

  • Hospice under the LTC benefit

    Hospice appears in Sunshine Health's list of LTC covered services that network LTC providers must furnish to members, alongside nursing facility and intermittent and skilled nursing services.

    Hospice for a Medicare and Medicaid dual eligible is billed to Medicare first; the Medicare contractor for Florida hospice claims is named in the home health section below.

How the program is delivered

Managed long-term services and supports, statewide. CMS's 2024 state tables classify the Statewide Medicaid Managed Care MMA plus LTSS program as an MCO program with MLTSS, statewide, under 1115(a) and 1915(b)/1915(c) authority, and list its participating plans as Sunshine State Health Plan, Simply Healthcare Plans, Molina Healthcare of Florida, Humana Medical Plan, Florida Community Care, Aetna Better Health and UnitedHealthcare of Florida.1 AHCA's October 2024 amendment request to the MMA demonstration, cited below, describes recipients receiving services under a single plan that provides MMA, Long-Term Care and specialty product benefits, with the former specialty plans incorporated into those plans as specialty products rather than standalone plans. Fee-for-service recipients are billed to the fiscal agent through the Florida Medicaid Web Portal, cited below.

Electronic visit verification

Plan-managed. Each SMMC plan requires home health and personal care claims to come through its own EVV vendor: Humana Healthy Horizons in Florida routes them through HHAeXchange and denies claims from a provider that sends less than 25 percent of those claims through HHAeXchange, measured over a quarterly look-back.4 Sunshine Health also uses HHAeXchange and stopped accepting unconfirmed EVV claims on January 30, 2025; Aetna Better Health of Florida uses Tellus, as the pages cited below state. Sunshine Health's LTC section adds that its EVV system monitors visits in real time, alerts the provider when a visit is not initiated as scheduled or authorized, expects the visit to be fulfilled within 48 hours of the start date, and requires missed visits to be reported in the EVV system with services resuming within three hours of notification. AHCA's own EVV page refused automated access at review, so the fee-for-service arrangement is not described here.

Services under EVV5

  • Medicaid home health services, for dates of service on or after June 21, 2021, submitted through the plan's EVV vendor
  • Medicaid personal care services, for dates of service on or after June 21, 2021, submitted through the plan's EVV vendor

Authorizations

Through the plan's care manager. Sunshine Health's manual makes LTC providers responsible for collaborating with the plan to identify and authorize appropriate services, has the Care Manager coordinate with service providers on discharge planning and transition case management, and states that failure to obtain authorization for services may result in payment denials. On receipt of an authorization, LTC providers must confirm staff availability promptly and no later than one business day.3 Authorization requests for home health and DME services for LTC members, home infusion services, wound vacs and PDN follow a separate route from the plan's Coastal Care process. Each plan sets its own authorization channels, so the biller keeps a per-plan sheet of where requests go and what the plan's manual requires on them.

Where the claims go

To the member's SMMC plan. Sunshine Health's manual commits the plan to pay or deny a clean claim within 20 calendar days for EDI submissions and 40 calendar days for paper, with a pended claim closed within 35 calendar days of being pended, and home health and personal care claims reach the plan through its EVV vendor rather than directly.3 Aetna Better Health of Florida, cited below, denies home health and personal care claims submitted outside Tellus and processes a claim outside the vendor only case by case when a documented vendor system issue blocked you. Fee-for-service claims go to the fiscal agent through the Florida Medicaid Web Portal within the 12-month federal outside limit in 42 CFR 447.45; plan limits are shorter and differ, and Community Care Plan's manual, for example, denies claims received more than 180 days after the date of service.

Medicare home health and hospice in Florida

Palmetto GBA, LLC, the A/B MAC for Jurisdiction M, processes Medicare home health and hospice claims for Florida, together with Alabama, Arkansas, Georgia, Illinois, Indiana, Kentucky, Louisiana, Mississippi, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee and Texas.7 AHCA's home health coverage policy and Florida's home health agency licensure pages refused automated access at review, so the Medicaid home health benefit and the state license requirements are not described here. The plan-side rules are in the manuals cited above: Sunshine Health lists intermittent and skilled nursing and hospice among LTC covered services and routes home health and PDN authorizations for LTC members separately.

Common rejections in Florida, and the fix

  • Home health or personal care claim submitted outside the plan's EVV vendor

    The fixAetna Better Health denies claims submitted outside Tellus, Humana denies when less than 25 percent of a provider's EVV claims come through HHAeXchange, and Sunshine Health no longer accepts unconfirmed EVV claims. The biller confirms every visit in the plan's vendor before the claim is released, and keeps the vendor's exception report for the rare system-issue case a plan will review by hand.

  • LTC service delivered without the care manager's authorization

    The fixSunshine Health states plainly that failure to obtain authorization may result in payment denials. The biller holds the schedule to the authorization, flags any visit outside the authorized service or dates, and asks the care manager for a revised authorization before the visit is billed.

  • Visit not initiated as scheduled and not reported as missed

    The fixSunshine Health's EVV system alerts the provider when a visit does not start as scheduled, expects the visit within 48 hours of the start date, and requires missed visits to be reported in the EVV system with services resuming within three hours. The scheduler and the biller work the same alert list each morning.

  • Claim received after the plan's filing limit

    The fixPlan limits are shorter than the 12-month fee-for-service outside limit; Community Care Plan, for instance, denies claims received more than 180 days after the date of service. The biller files corrected claims against the shorter of the plan's limit and the original filing date.

  • Home health or PDN authorization for an LTC member sent through the wrong channel

    The fixSunshine Health handles home health and DME for LTC members, home infusion, wound vacs and PDN outside its Coastal Care process. The biller routes each request by service type and member program so the authorization exists before the first visit.

  • Fee-for-service claim sent for a plan member

    The fixThe eligibility response on the date of service names the SMMC plan, and that plan is the payer. The fiscal agent's portal takes only fee-for-service claims, so the biller checks enrollment on the day of service, not at month end.

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FAQ

Questions from Florida agencies

Which EVV system do we need for our Florida home care clients?

The one the member's plan uses. Humana Healthy Horizons and Sunshine Health route home health and personal care claims through HHAeXchange, and Aetna Better Health of Florida uses Tellus. A third-party EVV system has to feed its visits into the plan's vendor before the claim can be processed. Humana denies claims when less than 25 percent of a provider's EVV claims arrive through HHAeXchange, and Sunshine stopped accepting unconfirmed EVV claims on January 30, 2025.

Who pays for our personal care and homemaker visits under Florida Medicaid?

The member's Long-Term Care plan. CMS's 2024 tables show the MMA plus LTSS program as a statewide managed care program with MLTSS, with Sunshine State Health Plan, Simply Healthcare Plans, Molina Healthcare of Florida, Humana Medical Plan, Florida Community Care, Aetna Better Health and UnitedHealthcare of Florida as participating plans. AHCA's 2024 amendment describes a single plan providing MMA, Long-Term Care and specialty product benefits, so one plan is usually the payer for the whole member.

How do LTC services get authorized at Sunshine Health?

Through the Care Manager. Sunshine Health's manual makes LTC providers responsible for collaborating with the plan to identify and authorize appropriate services, and failure to obtain authorization may result in payment denials. Once the authorization arrives you have to confirm staff availability within one business day, and home health, DME, home infusion, wound vac and PDN requests for LTC members go through a separate route from the Coastal Care discharge process.

What happens when an aide misses a scheduled visit for a Sunshine Health member?

The EVV system alerts you when a visit is not initiated as scheduled or authorized. You are expected to fulfill the visit within 48 hours of the start date, report every missed visit in the EVV system, and resume services within three hours of notification of a missed visit. Your biller watches the same alert list so a missed visit is never billed and a made-up visit carries the right time stamps.

How fast do Florida plans have to pay our clean claims?

Sunshine Health's manual commits to paying or denying a clean claim within 20 calendar days for EDI and 40 calendar days for paper, and to closing a pended claim within 35 calendar days of pending it. Other plans publish their own standards in their manuals. Your biller logs the plan's receipt date on each claim so a late payment can be proved.

What is the filing limit for Florida Medicaid home care claims?

For fee-for-service claims to the fiscal agent, no later than 12 months from the date of service, the federal outside limit in 42 CFR 447.45. Plans are shorter and differ: Community Care Plan's manual denies claims received more than 180 days after the date of service. Your biller keeps one limit per plan and works the shortest first.

Which Medicare contractor pays our home health and hospice claims in Florida?

Palmetto GBA, the A/B MAC for Jurisdiction M, processes Medicare home health and hospice claims for Florida and fifteen other states. Your dedicated biller files Medicare episodes with Palmetto and Medicaid visits with each SMMC plan from one claim queue, serving Florida agencies remotely.

Is home care in Florida paid through managed care or fee-for-service?

Managed long-term services and supports, statewide. CMS's 2024 state tables classify the Statewide Medicaid Managed Care MMA plus LTSS program as an MCO program with MLTSS, statewide, under 1115(a) and 1915(b)/1915(c) authority, and list its participating plans as Sunshine State Health Plan, Simply Healthcare Plans, Molina Healthcare of Florida, Humana Medical Plan, Florida Community Care, Aetna Better Health and UnitedHealthcare of Florida. AHCA's October 2024 amendment request to the MMA demonstration, cited below, describes recipients receiving services under a single plan that provides MMA, Long-Term Care and specialty product benefits, with the former specialty plans incorporated into those plans as specialty products rather than standalone plans. Fee-for-service recipients are billed to the fiscal agent through the Florida Medicaid Web Portal, cited below.

Which services fall under EVV in Florida?

Two services: Medicaid home health services, for dates of service on or after June 21, 2021, submitted through the plan's EVV vendor; Medicaid personal care services, for dates of service on or after June 21, 2021, submitted through the plan's EVV vendor.

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Step 1 of 3

What do you bill for?

A little about your volume
How many providers? (Medical practice)

Trips per month? (NEMT)

Active clients? (Home care / home health)

Orders per month? (DME)

How many clinicians? (Behavioral health / therapy)

Claims per month, roughly? (Something else)

What's the biggest problem right now?

Where should we send the review?

Add details (optional)

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Please don't include patient information in this form.

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  • No obligation
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